Role of MUDRA in Promoting SMEs/MSE, MSMEs, and allied Agriculture Sector in the rural and urban area - To Achieve 5 Trillion Economy

Purpose: Pradhan Mantri MUDRA Yojana(PMMY) will offer loans up to 10 lakh Non- Corporate, Non-farm micro-enterprises generate income and employment in manufacturing services, retail MSME, SMEs Agriculture related occupations like beekeeping, horticulture, pisciculture, Poultry, agro-industries, diary, agriclinics, agribusiness, add the national wealth with support of SIDBI, NABARD providing working capital. The Economic Survey-2020-21 recently tabled Parliament, has stated that about 54.6 % workforce country is still engaged agricultural allied sector activities(Census2011)as well as Micro, small medium businesses (MSMEs) have played a major role India’s economic expansion Women Empowerment, More than 40 per cent nation’s GDP comes from MSME sector, which source Budge emphasizes agriculture activities. act refinancing institution Commercial banks, NBFCs, MFIs, RRBs, SFBs through Shishu, Kishor, Tarun schemes credit outreach model delivery SHGs/JLGs, women entrepreneur sectors agripreneurship development promotion enhance opportunities medium-sized enterprises /Micro Small Enterprises (SMEs/MSE) non –farm activities achieve US$5 trillion economies microfinance plays vital role. Design/Methodology/approach: Research paper based on secondary statistics collected different sources such websites, published articles. After literature review their area gap prospect analyze promoting SMEs/MSE Agri. sector's funding needs create 5 Economy an ABCD listing framework. Findings/Result: study discloses maximum limit for Schemes be enhanced more awareness created loan activity, Agriclinics, lack clarity relating Banks by MUDRA, promote SHGs Agri activity. Originality/Value: was undertaken contribution terms capital entrepreneurship rural urban areas India. Paper type: Conceptual Research.